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Your Safety is important to us, we offer you three types of insurance protection.
A. Third Party Waiver / Supplemental Liability Waiver (TP/SLI)
TP/SLI protects from liabilities resulting from injuries to bystanders and damages to third party property.
This policy covers:
(1) personal injuries of individuals outside the rented vehicle of up to ₡150 Million or about $268,000 USD (at ₡560 per $1 USD, as of 22-Jan-2010), and
(2) are limiting the total liability to third party property damage to 20 percent.
The Supplemental Liability Waiver (TP/SLI) is optional at Vamos Rent-a-Car, provided that at the time of rental, the customer can present proof of current SLI coverage in Costa Rica. SLI coverage is mandatory in Costa Rica, if coverage cannot be validated, the acceptance of liability coverage will be a condition of rental and costs $9.95 per day.
At the time of booking request the Mandatory Third Party Waiver option to select the Third Party Waiver. The Mandatory Third Party Waiver is always included in the Basic- and Full Coverage options (see below).
B. Basic Coverage with a Deductible of $ 975 (CDW / LDW)
This insurance policy limits the vehicle damage (Loss Damage Waiver -LDW-) liability to a deductible of $975 USD & limits your liability in case of vehicle theft to a deductible of $975 USD. The cost for this coverage is between $14.95 and $16.95 per day depending on make and model of rented vehicle. Basic coverage is optional, however if proof of alternate insurance is not provided client is fully liable for 100 percent of damages and/ or Theft of vehicle.
Basic Coverage includes the Third Party Waiver.
At the time of booking request the Basic Coverage (CDW) option to select a Loss Damage Waiver with a Deductible of $ 975 (LDW).
C. Full Coverage with a Deductible of $0 (SLDW)
Frees you from all liabilities for paying damages in case of an accident, theft, or total loss, except in case of negligence (see below). SLDW increases your protection by lowering your LDW insurance deductible to $0; the daily rate for this insurance is between $24.95 and $29.95 per day depending on make and model of rented vehicle.
Full Coverage includes the Third Party Waiver.
At the time of booking request the Full Coverage option to select a Full Coverage waiver.
Credit Card Insurance Programs
We accept most credit card rent-a-car insurance policies. Many credit card rental policies insure the rented vehicle against Damage and Theft (LDW) of the rented vehicle, but may not protect against Third Party liability (SLI). Please inquire with your credit card provider about the details of the rent-a-car insurance protection plan. If you decide to use your credit card as the provider of LDW coverage the deposit for the rented vehicle is $2000 USD.
Using an insurance program provided by some types of gold or platinum credit cards is a good advantage since these credit cards often cover small scratches, dents as well as the entire rented vehicle in case of collision or theft.
Visit the links below for more info on VISA, MasterCard, and American Express Rental Auto Protection Plans. However, we suggest calling the phone number on the back of your card and inquiring about coverage details.
VISA http://usa.visa.com/personal/cards/benefits/bft_dmg_waiver_personal.html
MasterCard www.mastercard.com/us/personal/en/cardholderservices/index.html
American Express https://www124.americanexpress.com/cards/
Insurance Coverage and Deductible Regulations
Insurance coverage is void if
(a) the driver is not authorized by our company to operate the vehicle
(b) the driver is under the influence of alcohol and/or illegal substances
(c) the vehicle is operated in a manner that is against the laws of Costa Rica
(d.) the driver cannot provide an accident report from the local authorities.
Collision Damage Waiver- and Theft Protection deductibles are doubled for drivers between ages 18 to 21.
Insurance does NOT cover damage to tires, sound system, windows, roof rack, underside- or interior of vehicle except in cases of collisions or theft of vehicle (as outlined above).
This information is only a summary of coverages, please consult the rental agreement for details. Upon request, our staff will gladly send you a copy of coverage details.